Smart lending solutions for your financial goals.

We start by working with our lending specialist by organising your finances to determine affordability and align your goals with practical outcomes in lending solutions.

Effective finance structuring is crucial for both property and shares, impacting taxation and overall financial benefits. Understanding and selecting the right mortgage options tailored for property and shares can provide significant advantages.

Interest Only Loans: Ideal for investors, with initial interest-only payments offering flexibility and potential savings.

Principal and Interest Loans: Common for property purchases, involving regular repayments that reduce both principal and interest over time.

Considerations with Interest Rates:

• Variable Interest Rates: Flexible rates responsive to market changes.
• Fixed Interest Rates: Stable rates over a set period, protecting against rate hikes.

Prosperon Private Wealth collaborates closely with in-house lending specialists, ensuring tailored advice and seamless financial solutions for your lending needs.

Gather necessary documents and understand lender requirements for a seamless application process and timely approval.

Compare options between direct bank dealings and mortgage brokers for access to multiple lenders and potential savings.

• Maximise benefits through strategic tax planning, including negative gearing and deductions, for enhanced returns from property and shares.
• Gain insights into property investment strategies, management, and capital gains considerations.